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	<pubDate>Tue, 13 May 2008 08:13:14 +0000</pubDate>
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		<title>The ABCs of mortgage fees</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/04/25/the-abcs-of-mortgage-fees/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/04/25/the-abcs-of-mortgage-fees/#comments</comments>
		<pubDate>Fri, 25 Apr 2008 15:01:13 +0000</pubDate>
		<dc:creator>irishkate</dc:creator>
		
		<category><![CDATA[Budgeting]]></category>

		<category><![CDATA[Credit crunch]]></category>

		<category><![CDATA[First time buyers]]></category>

		<category><![CDATA[Fixed rate mortgages]]></category>

		<category><![CDATA[House prices]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[Mortgage payments]]></category>

		<category><![CDATA[Mortgage rates]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=37</guid>
		<description><![CDATA[Kate O’Raghallaigh looks at mortgage fees and likely costs of adding them to your homeloan
Getting a mortgage is likely to cost you more now than it would have done a year ago, as many lenders have increased their interest rates due to difficulty in obtaining funding – and that’s before you deal with the cost [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/04/25/the-abcs-of-mortgage-fees/feed/</wfw:commentRss>
		</item>
		<item>
		<title>BoE attempts to ease pressure</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/04/23/boe-attempts-to-ease-pressure/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/04/23/boe-attempts-to-ease-pressure/#comments</comments>
		<pubDate>Wed, 23 Apr 2008 16:24:46 +0000</pubDate>
		<dc:creator>barneymc</dc:creator>
		
		<category><![CDATA[Credit crunch]]></category>

		<category><![CDATA[Finance]]></category>

		<category><![CDATA[House prices]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[Bank of England]]></category>

		<category><![CDATA[liquidity]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=36</guid>
		<description><![CDATA[The Bank of England’s latest move aims to lessen the strain of the credit crunch on mortgage lenders in turn feed through to rates for borrowers. Barney McCarthy reports
Mortgage lenders and borrowers alike could be forgiven for feeling fraught as the property market, and the economy in general, lurches from one crisis to another. The [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/04/23/boe-attempts-to-ease-pressure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The housing slump: fact or fiction?</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/04/18/the-housing-slump-fact-or-fiction/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/04/18/the-housing-slump-fact-or-fiction/#comments</comments>
		<pubDate>Fri, 18 Apr 2008 16:51:16 +0000</pubDate>
		<dc:creator>irishkate</dc:creator>
		
		<category><![CDATA[Credit crunch]]></category>

		<category><![CDATA[First time buyers]]></category>

		<category><![CDATA[House prices]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[Mortgage rates]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=35</guid>
		<description><![CDATA[Kate O’Raghallaigh looks at what’s on the horizon for the property market
 
Recent press coverage of house prices has been particularly depressing, heralding the return of negative equity, bemoaning the plight of the deposit-less first time buyer and predicting a housing slump similar to that of the early 1990s.
 
But the focus has been very much on [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/04/18/the-housing-slump-fact-or-fiction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>HSBC to the rescue?</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/04/16/hsbc-to-the-rescue/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/04/16/hsbc-to-the-rescue/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 15:06:58 +0000</pubDate>
		<dc:creator>barneymc</dc:creator>
		
		<category><![CDATA[Credit crunch]]></category>

		<category><![CDATA[Fixed rate mortgages]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[Mortgage payments]]></category>

		<category><![CDATA[Mortgage rates]]></category>

		<category><![CDATA[Mortgage rates. payment shock]]></category>

		<category><![CDATA[remortgage]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=34</guid>
		<description><![CDATA[HSBC has offered to match the mortgage rate of remortgagors facing payment shock this year. Barney McCarthy finds out if the move is too good to be true
As a homeowner coming to the end of your mortgage term, you may be bracing yourself for a nasty surprise when you come to remortgage. The Bank of [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/04/16/hsbc-to-the-rescue/feed/</wfw:commentRss>
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		<item>
		<title>Deposit protection</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/04/04/deposit-protection/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/04/04/deposit-protection/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 15:54:55 +0000</pubDate>
		<dc:creator>irishkate</dc:creator>
		
		<category><![CDATA[News]]></category>

		<category><![CDATA[buy to let]]></category>

		<category><![CDATA[renting]]></category>

		<category><![CDATA[tenants]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=33</guid>
		<description><![CDATA[Kate O’Raghallaigh examines buy-to-let schemes designed to protect deposits and help with disputes between landlords and their tenants 
As of 6 April 2007 every landlord in England and Wales taking a deposit from an assured shorthold tenancy is now legally required to protect the tenant’s deposit by putting it in a protection scheme. Such initiatives were [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/04/04/deposit-protection/feed/</wfw:commentRss>
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		<item>
		<title>The truth about home insurance</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/04/02/the-truth-about-home-insurance/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/04/02/the-truth-about-home-insurance/#comments</comments>
		<pubDate>Wed, 02 Apr 2008 16:13:43 +0000</pubDate>
		<dc:creator>barneymc</dc:creator>
		
		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[News]]></category>

		<category><![CDATA[buildings insurance]]></category>

		<category><![CDATA[contents insurance]]></category>

		<category><![CDATA[home insurance]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=32</guid>
		<description><![CDATA[Ever wondered how your insurer decides what to charge you for cover? Barney McCarthy finds out
Once you have taken out a mortgage, paid all the relevant fees and received the keys for your new home, the last thing you want to think about is added expenditure. But fail to take out insurance when you become [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/04/02/the-truth-about-home-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Taking an interest</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/03/28/taking-an-interest/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/03/28/taking-an-interest/#comments</comments>
		<pubDate>Fri, 28 Mar 2008 17:00:10 +0000</pubDate>
		<dc:creator>barneymc</dc:creator>
		
		<category><![CDATA[Budgeting]]></category>

		<category><![CDATA[Credit crunch]]></category>

		<category><![CDATA[First time buyers]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[Mortgage payments]]></category>

		<category><![CDATA[Mortgage rates]]></category>

		<category><![CDATA[News]]></category>

		<category><![CDATA[interest-only mortgages]]></category>

		<category><![CDATA[repayments]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=31</guid>
		<description><![CDATA[In light of the current market conditions, might interest-only mortgages be the answer for pressed borrowers? Barney McCarthy finds out
The plight of the first-time buyer has worsened over the last six months. Getting onto the property ladder was difficult enough with soaring property prices presenting a fearsome hurdle, but the credit crunch has made things [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/03/28/taking-an-interest/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Conveyancing explained</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/03/20/conveyancing-explained/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/03/20/conveyancing-explained/#comments</comments>
		<pubDate>Thu, 20 Mar 2008 12:39:48 +0000</pubDate>
		<dc:creator>barneymc</dc:creator>
		
		<category><![CDATA[Budgeting]]></category>

		<category><![CDATA[Finance]]></category>

		<category><![CDATA[First time buyers]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[Mortgage rates]]></category>

		<category><![CDATA[News]]></category>

		<category><![CDATA[conveyancing]]></category>

		<category><![CDATA[homebuying]]></category>

		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=30</guid>
		<description><![CDATA[It is an integral part of the housebuying process, but what exactly does conveyancing involve? Barney McCarthy finds out more
There are various different stages in the process of buying a home, as investigated in our recent feature on Stamp Duty. One integral part of the chain is conveyancing, a simple definition of which is the [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/03/20/conveyancing-explained/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Taxing matters</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/03/18/taxing-matters/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/03/18/taxing-matters/#comments</comments>
		<pubDate>Tue, 18 Mar 2008 16:08:46 +0000</pubDate>
		<dc:creator>irishkate</dc:creator>
		
		<category><![CDATA[House prices]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=29</guid>
		<description><![CDATA[How will the reforms to Capital Gains Tax affect property investors? Kate O’Raghallaigh finds out. 
Ever since Chancellor Alistair Darling’s Pre-Budget report in October 2007, Capital Gains Tax and taper relief have been preying on many investors’ minds. Capital Gains Tax (CGT) is the tax payable on any gain you make on the sale of [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/03/18/taxing-matters/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Stamp Duty explained</title>
		<link>http://yourmortgagefeatures.wordpress.com/2008/03/14/stamp-duty-explained/</link>
		<comments>http://yourmortgagefeatures.wordpress.com/2008/03/14/stamp-duty-explained/#comments</comments>
		<pubDate>Fri, 14 Mar 2008 16:57:56 +0000</pubDate>
		<dc:creator>barneymc</dc:creator>
		
		<category><![CDATA[First time buyers]]></category>

		<category><![CDATA[House prices]]></category>

		<category><![CDATA[Mortgage news]]></category>

		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://yourmortgagefeatures.wordpress.com/?p=28</guid>
		<description><![CDATA[Chancellor Alistair Darling may have largely ignored it in his Budget, but what exactly is Stamp Duty? Barney McCarthy looks at the basics
Whether it be your first step on the property ladder, or the cottage you have earmarked for your retirement, moving house is a costly process. And even after you have found a mortgage, [...]]]></description>
		<wfw:commentRss>http://yourmortgagefeatures.wordpress.com/2008/03/14/stamp-duty-explained/feed/</wfw:commentRss>
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